Choosing an individual health insurance plan in Texas or a family health insurance plan can be a bewildering experience. Although there is no one "best" policy, there are some plans that will benefit you and your family's health care needs more than others. However, rather than just giving you answers, we will also make sure you are equipped with the right questions to help you make sense of all your individual health insurance choices and options.

In order to provide you with the best health insurance plan to fit your needs, we will be glad to answer any questions you have including:

1. How affordable is individual health insurance or a family health insurance plan in Texas?

• How much will it cost me on a monthly basis?
• Should I try to insure just major medical expenses or most of my medical expenses?
• Can I afford a policy that at least covers my children?
• Are there deductibles I must pay before the insurance begins to help cover my costs?
• After I have met the deductible, what medical charges are paid by the plan?
• If I use doctors outside a plan's network, how much more will I pay to get care?
• How often do I visit the doctor and how much do I have to pay at each visit?

2. Do the included services match my needs?

• What doctors, hospitals, and other medical providers are part of the plan?
• Where will I go for care?
• Are these places near where I work or live?
• Do I need to get permission before I see a medical specialist?
• Are there any limits to how much I must pay in case of a major illness?
• Is the prescription medication I am currently taking covered by the plan?
• Does the plan cover the expenses of prenatal care and delivery?

3. What experience have others had with certain family health insurance plans or individual health insurance in Texas?

• How do independent government organizations rate the different plans?
• What do other policyholders say about their experience with a specific plan?
• What does my doctor say about their experience with a specific plan?
• What does my agent say about their experience with a specific plan?

Although these questions may sound like alot, there is no reason to panic. AABCO Insurance is able to answer these questions, and more! All it takes is one simple call to AABCO. A representative will be able to discuss possible options and make your decision much less confusing.